Page 46 - Insurance Times August 2018
P. 46

approach while incorporating the 'exclusions' as part of        Get Latest News / Updates on Insurance Sector
product design as well as for the wording of the 'exclusions'.
In order to examine the above issue and submit suitable             THE INSURANCE TIMES
recommendations a working group is constituted with the
following Members.                                                  Widely Read Monthly Magazine on Insurance in India
1. Mr Suresh Mathur, E D (Health), IRDAI
                                                                Covers                                     Schemes
2. Mr Harish Nadkarni, CEO, NABH
                                                                 Life Insurance                           1 Year 840 ‰
3. Mr Annaswamy Vaidheesh, Chairman, CII Sub-
     committee Health Insurance                                  Non Life Insurance                       3 Year 2100 ‰

4. Mr RM Singh, G M, New India Assurance Co                      Risk Management / Safety                 5 Year 3000 ‰

5. Mr D Sai Srinivas, Appointed Actuary, Bajaj Allianz Life      Consumers                    Subscribe Now !!
     Insurance Co
                                                                                     ORDER FORM
6. Mr Shreeraj Deshpande, SVP & Head - Operations,
     Future Generali General Insurance Co                       ‰New ‰Rental         Subscription No.
                                                                (Please tick)
7. Dr Vikram Jit Singh Chhatwal, Whole-Time Director,
     Medi Assist TPA                                            Name of Executive :

8. Dr S Prakash, COO Star Health                                Designation:

9. Mr D V S Ramesh, G M (Health), IRDAI                         Company's Name :

10. Dr Pankaj Sharma - Convener                                 Address :

Mr Suresh Mathur, E D (Health) shall be Chairman of the         Pincode :
working group.
                                                                Phone :                          Mobile :
Terms of reference for the working group shall be: -
i. Examine the exclusions that are prevalent in the health      Fax : E.Mail :

     insurance policies.                                        Publication Order :

ii. Rationalize the exclusions by minimizing the number,        *Scheme Opted :                          No.of Copies
     so as to enhance the scope of health insurance
     coverage granted.                                          (Please mention the scheme name example : IT-1, LIT-1 or Combo 4-1)

iii. Rationalise the exclusions that disallow coverage with     Period of Subscription : From              to
     respect to new modalities of treatments and
     technologically advanced medical treatments.               Details of payment : Cash/M.O./D.D./Cheque* No

iv. Identify the type of exclusions which shall not be          Dt                   drawn                 Rs.
     allowed.
                                                                ‰Ordinary ‰Registered Post (Please tick)
v. Study wordings/language of the exclusions and
     standardize the wordings of exclusions in a simple and     *For outstation cheque please add Rs.50/- towards bank charges.
     easily understandable language.                            Outstation cheques accepted in metro cities only. No Charges ap-
                                                                plicable for payable at per cheques.
vi. Study the scope for allowing individual specific and/or
     ailment/disease specific permanent exclusions at the       Do not make any Cash Payment
     time of underwriting so that the policyholders are not
     denied health insurance claims unrelated to the                for Subcription of Journals  Signature of Subcriber
     exclusions.
                                                                           Please tear and send it along with your letter
vii. Any other matter relevant to the subject of exclusions.
                                                                                 Mode of Payment
It is advised that the working group may hold meetings as
and when needed and submit a report with                        1. Payable at per Cheque/Demand Draft favouring Sashi Pulbications
recommendations within eight weeks from the date of this
order. The working group may invite other persons to the            Private Limited, Payable at Kolkata
meeting(s) as special invitees as may be required.
                                                                2. You can directly ECS/Deposit cash in our bank account number
Member (Non-Life)
                                                                    below in your city and send us copy of Pay in slip by email/fax.
 46 The Insurance Times, August 2018
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