| Risk Management Association of India |
Est. 1997 · rmaindia.org |
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RMAI RISK INSIGHTS
Actionable Risk Intelligence for Professionals
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Vol 01 · Issue 03
April
2026
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Inside This Issue
A Guide to This Month’s Reading
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01
Editorial
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02
Exec Column
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03
Articles
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04
News
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05
Case Studies
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06
Training
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| 01 |
From the Editor’s Desk |
The April Editorial |
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EDITORIAL — OPERATIONAL RESILIENCE
Operational Resilience in a Hyperconnected World
By Dr. Rakesh Agarwal
As cloud dependencies deepen, third-party ecosystems widen, and digital channels become the default route to customers, the line between operational risk and existential risk has all but disappeared. This month’s editorial examines why resilience, not just continuity, must now sit at the heart of every risk strategy, and what boards should be asking their CROs in the year ahead.
Read the Full Editorial → |
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| 02 |
Executive Column |
A View from the Top |
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FEATURED VOICE
Reflections From the Risk Management Lens
By Prof. (Dr.) Abhijit K. Chattoraj · Vice President, RMA India
A thoughtful, experience-led perspective on how the discipline of risk management is evolving, from a compliance-driven function into a strategic lens through which organisations interpret uncertainty, opportunity, and long-term value creation.
Read the Column → |
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| 03 |
Featured Articles |
Five Reads · April 2026 |
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LEAD FEATURE · STRATEGIC RISK
Navigating Emerging Global Risks & Horizon Scanning Methodologies
A practitioner’s guide to structured horizon scanning, weak-signal detection, and scenario modelling, for the class of risks that don’t yet show up in the loss data, but soon will.
By Dr. Sonjai Kumar
Explore the Analysis → |
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02 · REGULATION
RBI April 2026 Banking Rules & Risk Impact
A clear-eyed breakdown of the RBI’s latest directives what they change for credit, liquidity and operational risk frameworks.
Read Article → |
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03 · REPUTATIONAL RISK
Lenskart: Managing Reputational Risk in the Digital Era
How a digital-first brand navigated a reputational test in real time, and the playbook risk managers can borrow.
Read Article → |
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04 · COOPERATIVE BANKING
Mission SAKSHAM & the Reinvention of UCBs
Inside the regulatory reset shaping urban cooperative banks, the most consequential overhaul of UCBs in a decade.
Read Article → |
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05 · EMERGING RISK
Emerging Risks 2026: AI, Cyber & Regulation
The three forces converging on every risk register this year, and a practical view on how to sequence governance and controls.
Read Article → |
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| 04 |
Risk Management Update |
The Month, Decoded |
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AI & FINANCE
AI Threat to Finance Grows as India Forms Panel
A government-led panel signals that AI-driven cyber threats have moved firmly onto the national risk agenda.
Discover → |
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CAPITAL MARKETS
FM Urges SEBI to Leverage AI & Global Collaboration
A clear policy signal on where market regulation is heading and what AI-enabled supervision will demand.
Discover → |
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CORPORATE INDIA
Indian Corporates Move from Insurance to Strategic Risk
Indian boards are reframing risk as a strategic capability rather than a procurement line item.
Discover → |
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OPERATIONAL RESILIENCE
DORA Highlights Credential Management as Key
Why the EU’s Digital Operational Resilience Act is putting identity and credential hygiene at the centre.
Discover → |
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AI GOVERNANCE
AI Risks Rise as Firms Lag on Safeguards
A new report quantifies the widening gap between AI adoption and AI assurance, controls aren’t keeping up.
Discover → |
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THIRD-PARTY RISK
Aravo Launches ‘Aravo AI’ for Third-Party Risk
The TPRM space takes another step toward AI-native workflows, implications for vendors, regulators and risk teams.
Discover → |
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⚡ QUICK UPDATES
Around the Risk World
Six short reads making news this month
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| 05 |
Case Studies |
Lessons from the Field |
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SOVEREIGN RISK
Fiscal Risk Management in ASEAN+3 Economies
A comparative look at how ASEAN+3 nations are building fiscal buffers and contingency frameworks.
View Case Study → |
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CREDIT RISK
NPA Management & Stressed Asset Governance
An end-to-end look at how Indian banks are restructuring stressed-asset governance early warning to recovery.
View Case Study → |
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AI GOVERNANCE
NIST AI RMF for Credit Scoring Governance
Applying the NIST AI RMF to credit scoring operationalising responsible AI inside a regulated lending environment.
View Case Study → |
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| 06 |
Training Programs |
SmartOnlineCourse · RMAI |
Advance your career with industry-focused certifications, taught by senior practitioners
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BANKING · FRAUD
Fraud Risk Management in Banking
Detect, prevent and investigate fraud across the banking value chain, from frontline red flags to enterprise-wide controls.
Enroll Now → |
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BFSI · DISTRIBUTION
Bancassurance — Models, Sales & Compliance
A complete view: distribution models, sales architecture, regulatory expectations and conduct risks.
Enroll Now → |
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CURATED COLLECTION
AI & Technology — Course Collection
A curated bundle of AI and emerging-tech programs for risk, compliance and finance professionals.
Explore Collection → |
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REGTECH · COMPLIANCE
RegTech: The Future of Automated Compliance
From rule-based monitoring to AI-driven supervision how RegTech is reshaping the compliance function.
Enroll Now → |
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AI GOVERNANCE · NIST
Responsible AI Risk Mgmt using NIST
Operationalise the NIST AI RMF, governance, risk identification, measurement and continuous improvement.
Enroll Now → |
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AI · BANKING
AI & Emerging Technologies in Banking
How banks are deploying AI across credit, fraud, customer experience and operations, and the risk frameworks needed.
Enroll Now → |
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Risk Management Association of India
A premier professional body dedicated to advancing the practice of risk management across industries — through education, certification, research and a connected community of practitioners.
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