APRA urges stronger AI risk management in finance sector

The Australian Prudential Regulation Authority (APRA) has called for a significant improvement in artificial intelligence risk management practices across the financial sector, highlighting growing concerns around governance, accountability, and operational resilience as AI adoption accelerates. APRA noted that banks, insurers, Read More …

RBI Withdraws April 1 Circular on Forex Risk Management and Interbank Dealings

The Reserve Bank of India (RBI) has withdrawn its April 1 circular related to forex risk management and interbank dealings, indicating a reassessment of regulatory directions in this critical area. According to the report, the earlier circular had introduced guidelines Read More …

OCC Issues Bulletin 2026-13 on Strengthening Risk Management Practices

The Office of the Comptroller of the Currency (OCC) has released Bulletin 2026-13, reinforcing expectations for banks to strengthen risk management practices and governance frameworks in an increasingly complex financial environment. According to the bulletin, banks are required to maintain Read More …

RBI Proposes Risk-Based Deposit Insurance Premiums Under Basel III Framework

The Reserve Bank of India (RBI) has proposed introducing risk-based deposit insurance premiums for banks, aligning with global best practices and Basel III norms. The move is aimed at strengthening financial stability and encouraging prudent risk management across the banking Read More …

RBI Credit Risk Management Framework for Banks

credit risk

The Reserve Bank of India (RBI) has fundamentally overhauled its regulatory approach to banking supervision by introducing the comprehensive Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025, which have been further tightened by the January 2026 Read More …

Bangladesh Bank launches risk-based supervision to strengthen oversight

The Bangladesh Bank (BB) has introduced a new Risk-Based Supervision (RBS) framework, marking a shift from traditional compliance-oriented oversight to a more proactive, risk-centric supervision model aimed at restoring confidence among depositors and strengthening financial system resilience. Under the new Read More …

Natural disasters emerge as growing risk factor for banks

Banks across the region are facing rising financial and operational risks as the frequency and severity of natural disasters continue to increase, prompting regulators and financial institutions to reassess their risk management frameworks. Extreme weather events such as floods, storms, Read More …

Risk-based deposit insurance signals a maturing phase for Indian banking

The move toward risk-based deposit insurance marks a significant milestone in the evolution of India’s banking system, reflecting a shift from uniform protection to a more disciplined, risk-sensitive framework. Traditionally, deposit insurance premiums were charged at a flat rate, regardless Read More …

RBI tightens concentration risk rules with final norms on large exposures

non-financial risk management strategies

The Reserve Bank of India (RBI) has issued its final framework on concentration risk, introducing tighter limits on large exposures for banks to strengthen financial stability and reduce systemic vulnerabilities. The revised norms aim to prevent excessive lending to single Read More …