Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
The Reserve Bank of India (RBI) has issued directions setting out minimum capital requirements for market risk for commercial banks under the Basel III framework. The objective is to ensure that banks maintain sufficient capital to absorb potential losses arising Read More …
The upcoming retirement of HDFC Bank CEO Sashidhar Jagdishan has raised concerns around leadership transition risk, with rating agency Moody’s highlighting the importance of a smooth succession process for maintaining strategic continuity and stakeholder confidence. Leadership transitions in large financial Read More …
Central banks worldwide are increasingly focusing on the potential systemic risks created by the rapid adoption of artificial intelligence (AI) across financial markets and institutions. While AI offers significant opportunities to improve efficiency, risk analysis and financial services, its widespread Read More …
The Reserve Bank of India has taken decisive action by deregistering 135 Non-Banking Financial Companies (NBFCs) that failed to meet regulatory and operational requirements. This move reflects RBI’s continuing focus on financial stability, governance discipline, and systemic risk mitigation. Simultaneously, Read More …
Preparing India’s Financial Sector for Responsible Artificial Intelligence and Model Governance Executive Summary The Reserve Bank of India’s Draft Guidance on Regulatory Principles for Model Risk Management (MRM), released in June 2026 for public consultation, is one of the most Read More …
As global economic conditions become more complex, credit risk management is emerging as a critical priority for banks and financial institutions. Rising interest rates, geopolitical tensions, inflationary pressures, and changing borrower profiles are increasing the challenges associated with assessing and Read More …
The structural vulnerability of Non-Banking Financial Companies (NBFCs) within the Indian financial ecosystem has become a focal point of intense regulatory scrutiny. Unlike traditional commercial banks that enjoy a stable base of retail low-cost deposits, NBFCs operate under a highly Read More …
Indian authorities have directed banks and insurance companies to strengthen spending controls and enhance financial discipline amid increasing focus on operational efficiency, governance, and prudent resource management. The move reflects broader efforts to reinforce accountability and financial stability across the Read More …
Federal Financial Supervisory Authority (BaFin) has identified widespread deficiencies in sustainability risk management practices across banks, highlighting growing regulatory concern regarding how financial institutions address environmental, social, and governance (ESG) risks within their operations and strategic planning. The findings suggest Read More …
Global banking regulators have introduced a new set of principles aimed at strengthening the management and supervision of climate-related financial risks across the banking sector. The guidance reflects growing international concern over the impact of climate change on financial stability, Read More …