Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
The Reserve Bank of India (RBI) has proposed introducing risk-based deposit insurance premiums for banks, aligning with global best practices and Basel III norms. The move is aimed at strengthening financial stability and encouraging prudent risk management across the banking Read More …
The Reserve Bank of India will introduce a risk-based premium framework for deposit insurance from April, shifting away from the current uniform pricing model applicable to all banks. Under the revised system, premiums payable to the Deposit Insurance and Credit Read More …
The move toward risk-based deposit insurance marks a significant milestone in the evolution of India’s banking system, reflecting a shift from uniform protection to a more disciplined, risk-sensitive framework. Traditionally, deposit insurance premiums were charged at a flat rate, regardless Read More …