RBI Says Govern AI Before Scaling It

Reserve Bank of India (RBI) Deputy Governor Rohit Jain has outlined a 10-point framework for managing technology and cyber risks, urging banks to strengthen governance as artificial intelligence becomes increasingly embedded in financial services. Speaking at the State Bank of Read More …

RBI Sets 10 Technology and Cyber Risk Requirements

The Reserve Bank of India has outlined 10 key requirements covering technology and cyber-risk management for regulated entities, emphasising stronger governance, controls and resilience as financial institutions become increasingly dependent on digital infrastructure. The requirements focus on ensuring that technology Read More …

RBI Revises Investment Valuation Rules for Small Finance Banks

The Reserve Bank of India has issued the Reserve Bank of India (Small Finance Banks – Classification, Valuation and Operation of Investment Portfolio) Second Amendment Directions, 2026, dated September 22, 2026. The amendment specifically addresses the valuation of units of Read More …

RBI Revises Investment Portfolio Rules for Financial Institutions

The Reserve Bank of India has issued the Reserve Bank of India (All India Financial Institutions – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026. The notification was issued on September 22, 2026 and amends the regulatory framework Read More …

RBI Tightens Market Risk Capital

The Reserve Bank of India (RBI) has issued directions setting out minimum capital requirements for market risk for commercial banks under the Basel III framework. The objective is to ensure that banks maintain sufficient capital to absorb potential losses arising Read More …

RBI Unveils Updated Governance Framework for Banks Focusing on Risk and Strategy

The Reserve Bank of India (RBI) has introduced a new governance framework for banks, aimed at strengthening board oversight, risk management, and strategic decision-making. The updated guidelines emphasize clear accountability, enhanced monitoring, and robust internal controls, ensuring that banks operate Read More …

Top Governance Failures in NBFCs and What They Teach Us

Top Governance Failures in NBFCs and What They Teach Us

Non-Banking Financial Companies (NBFCs) play a critical role in India’s financial ecosystem by extending credit to underserved sectors, supporting MSMEs, financing infrastructure projects, and promoting financial inclusion. Over the past decade, the sector has witnessed significant growth and innovation. However, Read More …