Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
Vigilance in banking is often associated with investigations, disciplinary proceedings and action taken after misconduct has been detected. Its more important role, however, is preventive. An effective vigilance framework should identify vulnerable processes, unusual employee behaviour, control overrides and suspicious Read More …
The regulatory action against Paytm Payments Bank Limited, or PPBL, developed over several years rather than arising from one isolated violation. In March 2022, the Reserve Bank of India directed the bank to stop onboarding new customers after identifying material Read More …
The Reserve Bank of India (RBI) has issued guidelines to tighten the governance framework for banks, redefining the roles and responsibilities of board members to enhance oversight and accountability. The new directives aim to ensure that banks operate with robust Read More …
RBI released the June 2026 edition of its Financial Stability Report (FSR) on June 30, 2026. The report finds India’s financial system resilient and well capitalised, with bank gross NPAs at a multi decadal low of 1.8%, strong capital buffers Read More …
The recent regulatory changes introduced by the Reserve Bank of India in April 2026 mark a significant shift in the banking landscape. These reforms focus on strengthening digital security, supporting trade finance, and refining capital exposure norms. From a risk Read More …
Banks must pursue growth cautiously while strengthening their risk management frameworks, as competition from fintech firms continues to intensify, experts said at a recent industry interaction in Telangana. Speakers stressed that while digital innovation has expanded access to financial services, Read More …