Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
Operational failures can arise from people, processes, systems, technology, third parties, and external events. A process breakdown, system outage, vendor failure, human error, or unexpected disruption can quickly create financial losses, customer impact, regulatory concerns, and reputational consequences. Effective Operational Read More …
Urban Cooperative Banks play an important role in extending banking services to local communities, small businesses, traders, professionals and individuals. Their strong local presence and customer relationships make them an important part of India’s banking system. At the same time, Read More …
On 27 February 2025, TARGET Services suffered a major operational incident affecting the infrastructure through which central-bank money, securities and collateral move across Europe. TARGET Services comprise: T2, which processes high-value euro payments; TARGET2-Securities, which provides securities settlement; TARGET Instant Read More …
Few corporate case studies capture the full scope of operational risk, governance failure, and safety culture breakdown as completely as the Boeing 737 MAX crisis. Two fatal crashes, the Lion Air flight in October 2018 and the Ethiopian Airlines flight Read More …
The RBI regularly issues directions, circulars, frameworks and regulatory guidance covering the major risks faced by banks and financial institutions. These regulatory documents influence several important areas of banking operations, including: Credit appraisal and monitoring Loan classification and provisioning Capital Read More …
The regulatory action against Paytm Payments Bank Limited, or PPBL, developed over several years rather than arising from one isolated violation. In March 2022, the Reserve Bank of India directed the bank to stop onboarding new customers after identifying material Read More …
The recent regulatory changes introduced by the Reserve Bank of India in April 2026 mark a significant shift in the banking landscape. These reforms focus on strengthening digital security, supporting trade finance, and refining capital exposure norms. From a risk Read More …
An effective enterprise risk management framework enables organizations to identify, assess, and manage risks across business units in an integrated and structured manner. Risk today is interconnected. Financial, operational, regulatory, technology, vendor, and strategic risks rarely operate in isolation. Therefore, Read More …
Risk exists in every organisation-yet many professionals struggle to understand it clearly. This 5-hour foundation course provides a structured, practical introduction to risk management, covering what risk is, why it exists, and how organisations manage it step by step. Through Read More …
Why structured learning and capability-led progression are essential for a senior risk management career What it Really Takes to Build a Senior Risk Management Career The expectations from risk professionals have changed fundamentally over the last decade. A senior risk Read More …