Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
The RBI regularly issues directions, circulars, frameworks and regulatory guidance covering the major risks faced by banks and financial institutions. These regulatory documents influence several important areas of banking operations, including: Credit appraisal and monitoring Loan classification and provisioning Capital Read More …
The regulatory action against Paytm Payments Bank Limited, or PPBL, developed over several years rather than arising from one isolated violation. In March 2022, the Reserve Bank of India directed the bank to stop onboarding new customers after identifying material Read More …
Expected Credit Loss (ECL) frameworks have become a cornerstone of modern banking risk management, especially under IFRS 9 and similar accounting standards. ECL is designed to quantify potential losses on loans and credit exposures before they actually materialize. While much Read More …
Artificial intelligence adoption in Indian banks is growing rapidly, enabling efficiencies in customer onboarding, credit assessment, fraud detection, and operational decision-making. However, these AI systems introduce new cybersecurity and operational risks. Recognizing this, the Reserve Bank of India released the Read More …
A Grant Thornton report has identified trust and governance as the top priorities for India’s fintech sector as it matures. Industry leaders emphasize that robust governance frameworks, regulatory compliance, and transparent operations are essential to building consumer confidence in digital Read More …
Executive Summary Digital transformation has revolutionised the insurance industry by making products more accessible, simplifying policy issuance, and enabling faster customer onboarding. Online insurance aggregators, insurer websites, mobile applications, digital intermediaries, and embedded insurance have significantly improved customer convenience. However, Read More …
RBI released the June 2026 edition of its Financial Stability Report (FSR) on June 30, 2026. The report finds India’s financial system resilient and well capitalised, with bank gross NPAs at a multi decadal low of 1.8%, strong capital buffers Read More …
A Hybrid Capability-Building Programme for Banks, NBFCs & Regulated Financial Institutions Self-Paced Online Courses + Live Faculty-Led Immersion + Dual Certification under BFSI Sector Skill Council of India & RMAI Executive Summary Artificial intelligence is moving from experimentation to expectation Read More …
As businesses face increasing regulatory complexity and global tax reforms, experts are calling for greater certainty in transfer pricing frameworks. Evolving international tax rules, geopolitical developments, and changing business models have made it more challenging for multinational companies to manage Read More …
The modern digital banking ecosystem has expanded far beyond the traditional boundaries of internal IT parameters. With financial institutions increasingly relying on complex cloud architecture, core banking application programming interfaces (APIs), and third party FinTech vendor pipelines, the corporate threat Read More …