Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
Risk Management Association of India · Est. 1997 rmaindia.org · info@rmaindia.org Risk Management Association of India RMAI RISK INSIGHTS Actionable Risk Intelligence for Professionals Vol 01 · Issue 10 October 2026 Inside This Issue · Jump to Any Section 01Editor’s Read More …
The rapid digital transformation of India’s banking and financial services sector has fundamentally changed the nature, complexity and interconnectedness of financial risks. Banks, Non-Banking Financial Companies (NBFCs), financial institutions and other regulated entities increasingly depend on third-party service providers, cloud Read More …
RBI’s outsourcing directions, its July 2026 cybersecurity directions and its draft model risk guidance each keep the regulated entity accountable for what vendors, partners and models do. This guide shows where they connect and what risk, compliance, IT and audit Read More …
The RBI directions for housing finance companies now sit in a single rulebook, the Housing Finance Companies (Reserve Bank) Directions, 2025, issued on 28 November 2025 as part of the Reserve Bank’s consolidation of its Master Directions. On 31 July Read More …
The European Securities and Markets Authority (ESMA) has outlined its 2027 priorities around making EU capital markets stronger, simpler and more integrated. The agenda focuses on strengthening supervisory convergence, improving the functioning of capital markets and reducing unnecessary regulatory complexity Read More …
Generative artificial intelligence (GenAI) and large language models are increasingly being integrated into banking risk management and compliance, with potential applications spanning anti-money laundering, fraud prevention, customer due diligence, third-party risk, regulatory compliance and operational resilience. One of the clearest Read More …
US banking regulators are updating the CAMELS supervisory framework to improve the assessment of banks’ ability to identify, measure and manage material financial risks. The changes are designed to strengthen supervisory reviews by placing greater focus on risk management practices, Read More …
The RBI regularly issues directions, circulars, frameworks and regulatory guidance covering the major risks faced by banks and financial institutions. These regulatory documents influence several important areas of banking operations, including: Credit appraisal and monitoring Loan classification and provisioning Capital Read More …
The regulatory action against Paytm Payments Bank Limited, or PPBL, developed over several years rather than arising from one isolated violation. In March 2022, the Reserve Bank of India directed the bank to stop onboarding new customers after identifying material Read More …
Expected Credit Loss (ECL) frameworks have become a cornerstone of modern banking risk management, especially under IFRS 9 and similar accounting standards. ECL is designed to quantify potential losses on loans and credit exposures before they actually materialize. While much Read More …