Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
Insurance is one of the most important financial tools, yet it is often misunderstood due to complex terminology, policy structures, and lack of clarity on how it actually works. Many individuals and professionals struggle to understand coverage, claims, and risk Read More …
Digital payments have transformed banking, but they have also introduced new challenges in transaction handling, customer complaints, fraud risks, and system dependencies. Customers expect instant resolution, while operational teams must understand complex transaction flows to respond accurately. This 6-hour practical Read More …
Credit risk does not start with default. It often begins with weak documentation, incomplete loan files, and poor tracking of sanction conditions. Even strong credit decisions can fail due to gaps in documentation, monitoring, and audit discipline. This 6-hour practical Read More …
NBFCs operate under unique structural vulnerabilities – wholesale funding dependence, rapid growth pressure, concentration exposure, governance gaps, and regulatory sensitivity. Unlike banks, liquidity shocks in NBFCs escalate faster and governance breakdowns trigger supervisory intervention quickly. This 10-hour advanced program provides a structured Read More …
Non Banking Financial Companies have become an essential part of the Indian financial ecosystem. They support financial inclusion, provide sector specific lending, and serve customer segments often underserved by traditional banking institutions. However, NBFCs also operate under unique structural vulnerabilities. Read More …
Agentic AI in risk management represents the next phase of technological evolution in the banking sector. Unlike traditional automation systems that follow predefined rules, agentic AI systems can act autonomously, make decisions, and adapt based on changing environments. This shift Read More …
Bancassurance conversion strategy is a critical focus area for banks aiming to increase non interest income while maintaining customer trust and regulatory compliance. Despite access to large customer bases, many banks struggle to convert opportunities into actual insurance sales. The Read More …
AI in banking replace or empower is a question that is becoming increasingly relevant as financial institutions adopt advanced technologies across operations, risk, and compliance functions. Artificial intelligence is transforming how banks detect fraud, assess credit, and monitor transactions. This Read More …
Banking risk management is no longer limited to traditional areas such as credit and market risk. As financial institutions evolve, new risk areas have emerged that directly impact customer trust, regulatory compliance, and institutional stability. Among these, customer service, cyber Read More …
Robotic Process Automation has significantly transformed the financial services sector. What began as a tool for automating repetitive tasks has evolved into a critical enabler of decision making, risk management, and governance. Financial institutions are increasingly adopting automation not only Read More …