Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
FinTech companies have transformed financial services through digital innovation, faster transactions, embedded finance, and customer centric technology platforms. However, rapid innovation without structured governance can create significant operational, cyber, compliance, and reputational risks. As FinTech ecosystems become increasingly interconnected with Read More …
Internal audit in banking is not just about checking compliance-it is about identifying control gaps, validating risk management practices, and strengthening governance across the organisation. Weak audit execution, poor documentation, and unclear observations often reduce the impact of audit functions. Read More …
Credit risk does not start with default. It often begins with weak documentation, incomplete loan files, and poor tracking of sanction conditions. Even strong credit decisions can fail due to gaps in documentation, monitoring, and audit discipline. This 6-hour practical Read More …
Branch operations form the backbone of banking—but small control failures at the branch level can quickly lead to audit observations, customer complaints, operational losses, and even fraud risk. Many issues arise not from complex systems, but from gaps in daily Read More …
Financial crime risk often begins at the onboarding stage-when customer profiles are misunderstood, beneficial ownership is overlooked, or suspicious indicators are ignored. Weak KYC and due diligence practices can expose institutions to regulatory penalties, reputational damage, and financial crime. This 5-hour Read More …
Digital banking has transformed customer expectations around speed, convenience, and real time access. Today, banking customers expect uninterrupted access to payments, transfers, account information, and digital services at all times. However, as banking operations become increasingly dependent on digital infrastructure, Read More …
Insurance is one of the most important financial tools, yet it is often misunderstood due to complex terminology, policy structures, and lack of clarity on how it actually works. Many individuals and professionals struggle to understand coverage, claims, and risk Read More …
Digital payments have transformed banking, but they have also introduced new challenges in transaction handling, customer complaints, fraud risks, and system dependencies. Customers expect instant resolution, while operational teams must understand complex transaction flows to respond accurately. This 6-hour practical Read More …
Credit risk does not start with default. It often begins with weak documentation, incomplete loan files, and poor tracking of sanction conditions. Even strong credit decisions can fail due to gaps in documentation, monitoring, and audit discipline. This 6-hour practical Read More …
NBFCs operate under unique structural vulnerabilities – wholesale funding dependence, rapid growth pressure, concentration exposure, governance gaps, and regulatory sensitivity. Unlike banks, liquidity shocks in NBFCs escalate faster and governance breakdowns trigger supervisory intervention quickly. This 10-hour advanced program provides a structured Read More …