Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
Small Finance Banks are working through one of the more detailed regulatory overhauls in recent years, with the Reserve Bank of India revising the Credit Facilities Directions that govern how these institutions lend against securities and extend credit tied to Read More …
On August 6, 2026, the Reserve Bank of India issued nine separate circulars in a single day, each amending the Responsible Business Conduct framework for a different category of regulated lender, from commercial banks and small finance banks to NBFCs Read More …
Concentration risk management for rural co-operative banks is set for a significant regulatory update. On August 6, 2026, the Reserve Bank of India released draft directions proposing a comprehensive review of the concentration risk framework applicable to Rural Co-operative Banks, Read More …
Concentration risk management has moved from being a routine prudential check to one of the most actively regulated areas of Indian banking and NBFC supervision. Over the past year, the Reserve Bank of India has substantially reworked the rules governing Read More …
Floods in one state, cyclones battering a coastline, a heatwave disrupting crop yields hundreds of kilometres away, disaster risk in credit appraisal is no longer a theoretical exercise for Indian banks and NBFCs. It is a live underwriting concern that Read More …
The Risk Management Association of India (RMAI) successfully conducted a three-day Enterprise Risk Management (ERM) Training Programme for Druk Holding & Investments Limited (DHI) and its portfolio companies from 22 to 24 July 2026 in Bhutan. The programme brought together Read More …
Indian banks are moving away from the incurred loss model and adopting ECL based provisioning, a forward looking approach to recognising credit losses on financial instruments. This shift, anchored in Chapter III of the new provisioning framework, changes not just Read More …
Every monsoon, cyclone season, and heatwave now carries a credit implication. A borrower who was “standard” in March can be under severe financial stress by August, not because their business model failed, but because a flood took out their inventory, Read More …
A Hybrid Capability-Building Programme for Banks, NBFCs & Regulated Financial Institutions Self-Paced Online Courses + Live Faculty-Led Immersion + Dual Certification under BFSI Sector Skill Council of India & RMAI Executive Summary Artificial intelligence is moving from experimentation to expectation Read More …
The modern digital banking ecosystem has expanded far beyond the traditional boundaries of internal IT parameters. With financial institutions increasingly relying on complex cloud architecture, core banking application programming interfaces (APIs), and third party FinTech vendor pipelines, the corporate threat Read More …