Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
A borrower rarely becomes a serious credit risk overnight. In most cases, the warning signs begin appearing much earlier—in financial statements, account transactions, repayment behaviour or business operations. The challenge for banks is recognising these signals before a manageable problem Read More …
Artificial intelligence is creating value across KYC, sanctions screening, transaction monitoring, fraud detection and credit risk, but Deutsche Bank says speed of adoption must not come at the expense of testing and human oversight. Tsvetanka Nankova of Deutsche Bank describes Read More …
With India’s credit and collections ecosystem entering a critical period of regulatory and technological transformation, the 4th Edition of the Credit & Collections Summit India 2026 Presented by Credgenics is set to bring together the country’s leading credit, risk, collections, Read More …
The life insurance industry operates at the intersection of uncertainty, long-term financial commitments, and public trust. Every life insurance policy represents a promise to policyholders and beneficiaries that may extend over several decades. The ability of insurers to honour these Read More …
India’s banking, financial services, and insurance sector is operating under a pace of regulatory and technological change that few institutions were built to absorb comfortably. RBI has reworked concentration risk, credit facilities, fraud risk, and loan recovery frameworks within a Read More …
US banking regulators are updating the CAMELS supervisory framework to improve the assessment of banks’ ability to identify, measure and manage material financial risks. The changes are designed to strengthen supervisory reviews by placing greater focus on risk management practices, Read More …
Kenyan banks are increasingly deploying artificial intelligence and alternative data in credit risk management as the sector confronts elevated levels of non-performing loans and seeks more accurate ways to assess borrowers. According to the Kenya Bankers Association, lenders are integrating Read More …
Absa Bank has modernised its credit risk management operations by deploying SAS Viya on Amazon Web Services (AWS), significantly accelerating regulatory reporting, model deployment and credit risk monitoring across its retail banking business. The new platform has reduced credit risk Read More …
For the last few years, AI in banking has mostly meant AI that recommends. A model flags a suspicious transaction, scores a credit application, or suggests the next best product, and a human banker still presses the button. That line Read More …
Fitch Ratings has cautioned that the rising use of artificial intelligence (AI) in credit risk management could potentially disrupt employment and reduce tax revenues in developed economies. AI-driven automation in banking and financial services is increasingly replacing traditional credit assessment Read More …