Managing collateral risk is not a one-time exercise but an ongoing process that requires continuous monitoring, evaluation, and adjustment. As lending environments evolve, financial institutions must ensure that the value and quality of collateral remain aligned with the underlying credit Read More …
Tag: credit risk
Managing Ongoing Collateral Risks Requires Continuous Oversight
Banks Urged to Strengthen Risk Strategy Amid Rising Cyber and Credit Risks
Banks are being advised to strengthen their risk management strategies as cybersecurity threats and credit risks continue to intensify, according to insights highlighted by Ernst & Young (EY). The evolving risk landscape is placing increasing pressure on financial institutions to Read More …
Risk Management Gaps Continue to Expose Mortgage Lenders
Mortgage lenders are facing increasing exposure to operational, credit, and compliance risks due to persistent gaps in their risk management frameworks. The article highlights that despite advancements in technology and regulatory oversight, many institutions continue to struggle with integrating risk Read More …
Risk Management in Mutual Funds Explained
Risk management in mutual funds is fundamental to protecting investor capital and maintaining market trust. While mutual funds are designed to diversify risk, the asset management industry itself operates in a highly volatile and regulated environment. Asset Management Companies manage Read More …
Online Course on Incident, Failure & Response Management
Incidents rarely begin as crises-they escalate due to delayed recognition, poor communication, or weak escalation discipline. This 4-hour practical course equips professionals to identify incidents early, respond calmly, escalate correctly, and convert failures into long-term improvements. Covering incident classification, early Read More …
Online Course on Advanced Financial Risk Management
Financial markets today are interconnected, volatile, and highly regulated. Institutions face exposure across market risk, credit risk, liquidity risk, operational risk, and systemic shocks. This 20-hour Advanced Financial Risk Management course equips professionals with integrated risk strategies, quantitative tools, and governance frameworks Read More …
AI Redefines Risk Management Across Credit, Compliance and Fraud Detection
Artificial intelligence is rapidly transforming risk management frameworks across the banking and financial services sector, reshaping how institutions assess creditworthiness, ensure regulatory compliance, and combat fraud. As financial ecosystems grow more digital and complex, traditional rule-based systems are proving inadequate Read More …
IFRS 9 adoption vital for restoring confidence in the banking sector, say experts
Bangladesh’s banking sector must accelerate the adoption of IFRS 9 to rebuild public trust, strengthen governance, and ensure more accurate loan-loss provisioning, according to experts speaking at a recent financial sector discussion. They noted that inconsistent classification of non-performing loans Read More …
Axis Finance introduces ABC Scorecards to transform credit risk assessment
Axis Finance has launched its new ABC Scorecards, a data-driven credit evaluation system built in partnership with TransUnion CIBIL, aiming to significantly enhance the precision, speed and reliability of credit risk management across lending operations. The scorecards leverage CIBIL’s advanced Read More …
RBI tightens concentration risk rules with final norms on large exposures
The Reserve Bank of India (RBI) has issued its final framework on concentration risk, introducing tighter limits on large exposures for banks to strengthen financial stability and reduce systemic vulnerabilities. The revised norms aim to prevent excessive lending to single Read More …