As global economic conditions become more complex, credit risk management is emerging as a critical priority for banks and financial institutions. Rising interest rates, geopolitical tensions, inflationary pressures, and changing borrower profiles are increasing the challenges associated with assessing and Read More …
Tag: banking
Stronger Credit Risk Practices Essential Amid Rising Economic Uncertainty
AI, Climate Risk and Data Analytics Among Top Credit Risk Trends for 2026
Credit risk management is undergoing significant transformation as financial institutions respond to evolving economic conditions, regulatory expectations, and technological advancements. Industry experts identify artificial intelligence, advanced analytics, climate risk assessment, real-time monitoring, and enhanced governance frameworks as key trends shaping Read More …
Financial institutions reassess the economics of model risk management
Financial institutions are increasingly re-evaluating the economics of model risk management as Artificial Intelligence, machine learning and advanced analytics become more deeply integrated into banking, insurance and financial services operations. Industry experts note that financial organisations now rely on a Read More …
Human oversight remains crucial in AI-driven lending
As Artificial Intelligence becomes increasingly embedded in lending operations, industry experts are emphasising that human oversight remains essential to ensure fairness, accountability and responsible credit decision-making. The growing use of AI in banking and financial services has transformed processes such Read More …
AI Can Transform Financial Market Infrastructure, Says SBI Chairman
State Bank of India (SBI) Chairman C.S. Setty has highlighted the transformative potential of artificial intelligence (AI) in strengthening financial market infrastructure and enhancing efficiency across the banking ecosystem. According to the report, AI can significantly improve core functions such Read More …
AI Transforming Risk Management in Financial Markets: SBI Chief
State Bank of India (SBI) has highlighted the growing role of artificial intelligence (AI) in transforming risk management across financial markets, signalling a shift towards more data-driven and predictive frameworks. According to the report, AI is enabling financial institutions to Read More …
IRDAI Bancassurance Regulations India Guide
IRDAI Bancassurance Regulations India Guide provides a structured understanding of how banks distribute insurance products while ensuring compliance and customer protection. Bancassurance has become a key distribution channel in India, but it introduces operational, compliance, and conduct risks that require Read More …
Managing Ongoing Collateral Risks Requires Continuous Oversight
Managing collateral risk is not a one-time exercise but an ongoing process that requires continuous monitoring, evaluation, and adjustment. As lending environments evolve, financial institutions must ensure that the value and quality of collateral remain aligned with the underlying credit Read More …
Market Risk Management in Banking: How VaR, Stress Testing & Scenario Analysis Help Banks Stay Resilient
Market risk refers to the risk of losses incurred due to fluctuations in market variables such as interest rates, foreign exchange rates, equity prices or commodity values. It is a central concern for banks and financial institutions. Effective Market Risk Read More …
Online Certificate Course in AI & Emerging Technologies in Banking
Confused by the buzz around AI, RegTech, and blockchain in banking? Smart Online Course, in partnership with the Risk Management Association of India (RMAI) offers Online Certificate Course in AI & Emerging Technologies in Banking. This comprehensive course breaks down complex Read More …