Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
In March 2025, IndusInd Bank disclosed discrepancies in account balances associated with its derivatives portfolio. An initial internal review estimated an adverse effect equivalent to approximately 2.35% of the bank’s net worth at 31 December 2024. An independent review subsequently Read More …
Every monsoon, cyclone season, and heatwave now carries a credit implication. A borrower who was “standard” in March can be under severe financial stress by August, not because their business model failed, but because a flood took out their inventory, Read More …
According to a Bloomberg Professional analysis of banking risk dynamics, three major forces are reshaping how banks manage liquidity and overall risk amid evolving financial market conditions. First, regulatory expectations and capital adequacy standards have tightened since the global financial Read More …
Banks and financial institutions increasingly rely on AI solutions from third-party vendors and FinTech partners. These collaborations enhance innovation and operational efficiency but also introduce operational, compliance, and reputational risks. Mismanaged AI systems can lead to failures, regulatory breaches, and Read More …
India is stepping up its response to emerging digital threats as concerns grow over the impact of artificial intelligence (AI) on the financial sector. Authorities have constituted a dedicated panel to evaluate cybersecurity risks linked to AI-driven technologies in banking Read More …
Risk management in the global financial system is undergoing a fundamental shift as geopolitical instability and rapid technological disruption reshape the risk landscape. Traditional frameworks, built over decades in a relatively stable environment, are increasingly proving inadequate in addressing today’s Read More …
Branch Operations Internal Control Case Study Banking highlights how small gaps in daily branch processes can lead to significant operational and audit risks. Branch-level activities such as account opening, cash handling, reconciliation, and customer servicing involve multiple control checkpoints. When Read More …
Banks are being advised to strengthen their risk management strategies as cybersecurity threats and credit risks continue to intensify, according to insights highlighted by Ernst & Young (EY). The evolving risk landscape is placing increasing pressure on financial institutions to Read More …
Cyber fraudsters are increasingly deploying advanced techniques to bypass security mechanisms in Unified Payments Interface (UPI) transactions, raising concerns over the resilience of India’s fast-growing digital payments ecosystem. The evolving tactics highlight the need for stronger safeguards and greater user Read More …
Financial markets today are interconnected, volatile, and highly regulated. Institutions face exposure across market risk, credit risk, liquidity risk, operational risk, and systemic shocks. This 15-hour Advanced Financial Risk Management course equips professionals with integrated risk strategies, quantitative tools, and governance Read More …