Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
The role of the Chief Risk Officer (CRO) in the Gulf Cooperation Council (GCC) banking sector is undergoing significant transformation as financial institutions face increasingly complex risks, technological disruption and changing regulatory expectations. Traditionally focused on credit, market and operational Read More …
Commercial banks can strengthen credit decision-making by connecting credit monitoring, risk measurement, stress testing and problem-loan recovery within a single end-to-end workflow, according to an April 28, 2026 case study from S&P Global Market Intelligence. The analysis argues that fragmented Read More …
The banking industry is witnessing one of the most significant transformations in credit risk management with the transition from the traditional incurred loss model to the Expected Credit Loss (ECL) framework. Unlike earlier provisioning approaches, which recognised losses only after Read More …
In March 2025, IndusInd Bank disclosed discrepancies in account balances associated with its derivatives portfolio. An initial internal review estimated an adverse effect equivalent to approximately 2.35% of the bank’s net worth at 31 December 2024. An independent review subsequently Read More …
Every monsoon, cyclone season, and heatwave now carries a credit implication. A borrower who was “standard” in March can be under severe financial stress by August, not because their business model failed, but because a flood took out their inventory, Read More …
According to a Bloomberg Professional analysis of banking risk dynamics, three major forces are reshaping how banks manage liquidity and overall risk amid evolving financial market conditions. First, regulatory expectations and capital adequacy standards have tightened since the global financial Read More …
Banks and financial institutions increasingly rely on AI solutions from third-party vendors and FinTech partners. These collaborations enhance innovation and operational efficiency but also introduce operational, compliance, and reputational risks. Mismanaged AI systems can lead to failures, regulatory breaches, and Read More …
India is stepping up its response to emerging digital threats as concerns grow over the impact of artificial intelligence (AI) on the financial sector. Authorities have constituted a dedicated panel to evaluate cybersecurity risks linked to AI-driven technologies in banking Read More …
Risk management in the global financial system is undergoing a fundamental shift as geopolitical instability and rapid technological disruption reshape the risk landscape. Traditional frameworks, built over decades in a relatively stable environment, are increasingly proving inadequate in addressing today’s Read More …
Branch Operations Internal Control Case Study Banking highlights how small gaps in daily branch processes can lead to significant operational and audit risks. Branch-level activities such as account opening, cash handling, reconciliation, and customer servicing involve multiple control checkpoints. When Read More …