The five skill gaps every BFSI L&D head needs to close in 2026 are: regulatory and compliance literacy, credit risk and NPA management, AI and digital risk readiness, ESG and climate risk awareness, and operational and fraud risk capabilities. Closing Read More …
Tag: Credit risk management
The 5 Skill Gaps Every BFSI L&D Head Needs to Close in 2026
RBI 2026 Banking Rules and Risk Management Implications
The recent regulatory changes introduced by the Reserve Bank of India in April 2026 mark a significant shift in the banking landscape. These reforms focus on strengthening digital security, supporting trade finance, and refining capital exposure norms. From a risk Read More …
Online Certificate Course on Foundations of Risk Management
Risk exists in every organisation-yet many professionals struggle to understand it clearly. This 5-hour foundation course provides a structured, practical introduction to risk management, covering what risk is, why it exists, and how organisations manage it step by step. Through Read More …
RBI Credit Risk Management Framework for Banks
The Reserve Bank of India (RBI) has fundamentally overhauled its regulatory approach to banking supervision by introducing the comprehensive Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025, which have been further tightened by the January 2026 Read More …
What is Credit Risk Management? Types, Steps, Best Practices
Credit Risk Management is an essential tool to help banks, NBFCs, and fintechs evaluate a borrower’s reliability, minimize defaults, and build resilient portfolios. Additionally, it allows banking institutions to identify risks early, make informed lending decisions, and maintain profits, even Read More …
IMF Pushes Indian Banks to Adopt IFRS 9 for Better Credit Risk Management
RBI report reveals IMF’s recommendations on tighter loan supervision, insurance resilience, and emerging risks like cyber threats and climate change. Summary: The International Monetary Fund (IMF), in its latest Financial System Stability Assessment (FSSA) released by the Reserve Bank of Read More …
India’s Shift to ECL Framework: A Game-Changer for Credit Risk Management
India is poised for a major transformation in credit risk management with its shift to the Expected Credit Loss (ECL) framework. This progressive move aims to bring greater transparency and accountability in credit risk assessment by incorporating forward-looking, dynamic evaluations. Read More …
Credit risk management for MSMEs: ‘A collaborative approach needed to navigate complexity’
While capital is an essential factor for these enterprises, they often operate on thin profit margins, consequences of poor credit risk management being severe due to challenges with limited financial resources, vulnerability to market fluctuations, and a higher dependence on Read More …
Navigating technology and data complexity in bank credit analysis
As financial institutions grapple with a period of heightened uncertainty, credit risk managers are under more pressure than ever to provide reliable credit analysis of what might happen next. And a volatile market outlook, questions over the direction of monetary Read More …
Credit risk: best practices for predicting future risks
In today’s uncertain times, credit risk managers are under increasing pressure to provide robust, forward-looking insights on counterparties. Fitch Solutions explores the key pain points in the process and crucial steps to improving data quality As financial institutions grapple with Read More …