Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
The banking industry is witnessing one of the most significant transformations in credit risk management with the transition from the traditional incurred loss model to the Expected Credit Loss (ECL) framework. Unlike earlier provisioning approaches, which recognised losses only after Read More …
The RBI regularly issues directions, circulars, frameworks and regulatory guidance covering the major risks faced by banks and financial institutions. These regulatory documents influence several important areas of banking operations, including: Credit appraisal and monitoring Loan classification and provisioning Capital Read More …
India is poised for a major transformation in credit risk management with its shift to the Expected Credit Loss (ECL) framework. This progressive move aims to bring greater transparency and accountability in credit risk assessment by incorporating forward-looking, dynamic evaluations. Read More …