Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
RBI released the June 2026 edition of its Financial Stability Report (FSR) on June 30, 2026. The report finds India’s financial system resilient and well capitalised, with bank gross NPAs at a multi decadal low of 1.8%, strong capital buffers Read More …
The Reserve Bank of India (RBI) has fundamentally overhauled its regulatory approach to banking supervision by introducing the comprehensive Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025, which have been further tightened by the January 2026 Read More …
The move toward risk-based deposit insurance marks a significant milestone in the evolution of India’s banking system, reflecting a shift from uniform protection to a more disciplined, risk-sensitive framework. Traditionally, deposit insurance premiums were charged at a flat rate, regardless Read More …
India is poised for a major transformation in credit risk management with its shift to the Expected Credit Loss (ECL) framework. This progressive move aims to bring greater transparency and accountability in credit risk assessment by incorporating forward-looking, dynamic evaluations. Read More …
Union finance minister Nirmala Sitharaman asked public sector banks (PSBs) to adhere to the regulatory norms and focus on robust asset liability and risk management elements. “Banks should integrate corporate governance policies and ensure prudent liquidity management,” Sitharaman added while Read More …
A top Reserve Bank of India (RBI) official has said the time is right for boards of Indian banks to address gaps in governance frameworks, including ensuring appropriate risk management practices and adhering to acceptable customer and market conduct. RBI Read More …