RBI Risk-Based Deposit Insurance Premium May Reward Stronger Banks

The Reserve Bank of India is reportedly moving toward introducing a risk-based premium structure for deposit insurance, a step expected to encourage stronger risk discipline across the banking sector. The proposed framework would link the amount banks pay toward deposit Read More …

Risk-based deposit insurance signals a maturing phase for Indian banking

The move toward risk-based deposit insurance marks a significant milestone in the evolution of India’s banking system, reflecting a shift from uniform protection to a more disciplined, risk-sensitive framework. Traditionally, deposit insurance premiums were charged at a flat rate, regardless Read More …