From RBI Circulars to Practical Risk Management Capability

From RBI Circulars to Practical Risk Management Capability

The RBI regularly issues directions, circulars, frameworks and regulatory guidance covering the major risks faced by banks and financial institutions. These regulatory documents influence several important areas of banking operations, including: Credit appraisal and monitoring Loan classification and provisioning Capital Read More …

Liquidity Stress Testing Frameworks and NBFC Risk Governance

Liquidity Stress Testing Frameworks and NBFC Risk Governance

The structural vulnerability of Non-Banking Financial Companies (NBFCs) within the Indian financial ecosystem has become a focal point of intense regulatory scrutiny. Unlike traditional commercial banks that enjoy a stable base of retail low-cost deposits, NBFCs operate under a highly Read More …

NBFC Regulatory Framework in India: RBI Rules & Risk Guide

NBFC Regulatory Framework

The NBFC regulatory framework in India has undergone significant structural evolution with the introduction of the Reserve Bank of India (Non-Banking Financial Companies – Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025. These Directions consolidate registration norms, exemptions, Read More …