Disaster Related Credit Risk: How Banks Should Redesign Borrower Assessment

Disaster Related Credit Risk

Every monsoon, cyclone season, and heatwave now carries a credit implication. A borrower who was “standard” in March can be under severe financial stress by August, not because their business model failed, but because a flood took out their inventory, Read More …

Growing Disaster Risks Lead to Tighter Construction Insurance Conditions in India

India’s construction insurance market is witnessing tighter underwriting conditions as insurers respond to increasing climate-related and natural disaster risks. Rising incidences of floods, cyclones, landslides, and extreme weather events are prompting insurers to reassess risk exposures associated with infrastructure and Read More …

Addressing Gender-Based Violence in Disaster Risk and Climate Resilience Efforts

Efforts to build disaster resilience and climate adaptation must increasingly address gender-based violence (GBV), as highlighted in recent findings focused on India’s development goals for 2030. The report underscores that disasters and climate-related risks often disproportionately impact women and vulnerable Read More …

Disaster Risk Financing Key to Strengthening Africa’s Resilience

Disaster risk financing is emerging as a critical tool to support Africa’s development and strengthen resilience against climate and disaster-related shocks. As the continent faces increasing exposure to extreme weather events and natural disasters, innovative financing mechanisms are becoming essential Read More …