Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
Floods in one state, cyclones battering a coastline, a heatwave disrupting crop yields hundreds of kilometres away, disaster risk in credit appraisal is no longer a theoretical exercise for Indian banks and NBFCs. It is a live underwriting concern that Read More …
Every monsoon, cyclone season, and heatwave now carries a credit implication. A borrower who was “standard” in March can be under severe financial stress by August, not because their business model failed, but because a flood took out their inventory, Read More …