Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
Artificial intelligence is rapidly transforming banking, NBFCs, insurance, and financial services through fraud detection, customer onboarding, credit scoring, transaction monitoring, and predictive analytics. However, as AI adoption accelerates, so do concerns around governance, explainability, fairness, data privacy, and operational accountability. Read More …
NBFCs operate under unique structural vulnerabilities – wholesale funding dependence, rapid growth pressure, concentration exposure, governance gaps, and regulatory sensitivity. Unlike banks, liquidity shocks in NBFCs escalate faster and governance breakdowns trigger supervisory intervention quickly. This 10-hour advanced program provides a structured Read More …
Non Banking Financial Companies have become an essential part of the Indian financial ecosystem. They support financial inclusion, provide sector specific lending, and serve customer segments often underserved by traditional banking institutions. However, NBFCs also operate under unique structural vulnerabilities. Read More …
The Reserve Bank of India (RBI) has withdrawn its April 1 circular related to forex risk management and interbank dealings, indicating a reassessment of regulatory directions in this critical area. According to the report, the earlier circular had introduced guidelines Read More …
Swaminathan J highlighted the transformative potential of artificial intelligence (AI) in the financial sector, while cautioning against unchecked adoption, in his speech titled “AI in Finance: What can change, what must never change.” He noted that AI-driven systems can significantly Read More …
The Reserve Bank of India (RBI) has proposed introducing risk-based deposit insurance premiums for banks, aligning with global best practices and Basel III norms. The move is aimed at strengthening financial stability and encouraging prudent risk management across the banking Read More …
The DHFL collapse stands as one of the most significant failures in India’s NBFC sector. Dewan Housing Finance Corporation Ltd, once a leading housing finance company, defaulted in 2019 and triggered widespread concern across lenders, investors, and regulators. Unlike sudden Read More …
The Reserve Bank of India is reportedly moving toward introducing a risk-based premium structure for deposit insurance, a step expected to encourage stronger risk discipline across the banking sector. The proposed framework would link the amount banks pay toward deposit Read More …
The Reserve Bank of India will introduce a risk-based premium framework for deposit insurance from April, shifting away from the current uniform pricing model applicable to all banks. Under the revised system, premiums payable to the Deposit Insurance and Credit Read More …
The Reserve Bank of India (RBI) has fundamentally overhauled its regulatory approach to banking supervision by introducing the comprehensive Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025, which have been further tightened by the January 2026 Read More …