Risk Management Association of India
Global body dedicated to education, research and development on Risk Management
The Office of the Comptroller of the Currency (OCC) has released Bulletin 2026-13, reinforcing expectations for banks to strengthen risk management practices and governance frameworks in an increasingly complex financial environment. According to the bulletin, banks are required to maintain Read More …
Risk management in the global financial system is undergoing a fundamental shift as geopolitical instability and rapid technological disruption reshape the risk landscape. Traditional frameworks, built over decades in a relatively stable environment, are increasingly proving inadequate in addressing today’s Read More …
The Reserve Bank of India (RBI) has proposed introducing risk-based deposit insurance premiums for banks, aligning with global best practices and Basel III norms. The move is aimed at strengthening financial stability and encouraging prudent risk management across the banking Read More …
Managing collateral risk is not a one-time exercise but an ongoing process that requires continuous monitoring, evaluation, and adjustment. As lending environments evolve, financial institutions must ensure that the value and quality of collateral remain aligned with the underlying credit Read More …
The Reserve Bank of India is reportedly moving toward introducing a risk-based premium structure for deposit insurance, a step expected to encourage stronger risk discipline across the banking sector. The proposed framework would link the amount banks pay toward deposit Read More …
The Reserve Bank of India will introduce a risk-based premium framework for deposit insurance from April, shifting away from the current uniform pricing model applicable to all banks. Under the revised system, premiums payable to the Deposit Insurance and Credit Read More …
The Reserve Bank of India (RBI) has fundamentally overhauled its regulatory approach to banking supervision by introducing the comprehensive Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025, which have been further tightened by the January 2026 Read More …
The Bangladesh Bank (BB) has introduced a new Risk-Based Supervision (RBS) framework, marking a shift from traditional compliance-oriented oversight to a more proactive, risk-centric supervision model aimed at restoring confidence among depositors and strengthening financial system resilience. Under the new Read More …
Banks across the region are facing rising financial and operational risks as the frequency and severity of natural disasters continue to increase, prompting regulators and financial institutions to reassess their risk management frameworks. Extreme weather events such as floods, storms, Read More …
The move toward risk-based deposit insurance marks a significant milestone in the evolution of India’s banking system, reflecting a shift from uniform protection to a more disciplined, risk-sensitive framework. Traditionally, deposit insurance premiums were charged at a flat rate, regardless Read More …