Banks must pursue growth cautiously while strengthening their risk management frameworks, as competition from fintech firms continues to intensify, experts said at a recent industry interaction in Telangana. Speakers stressed that while digital innovation has expanded access to financial services, Read More …
Tag: Financial Stability
Banks Urged to Balance Growth with Strong Risk Management Amid Fintech Competition
RBI tightens concentration risk rules with final norms on large exposures
The Reserve Bank of India (RBI) has issued its final framework on concentration risk, introducing tighter limits on large exposures for banks to strengthen financial stability and reduce systemic vulnerabilities. The revised norms aim to prevent excessive lending to single Read More …
Supervisors urged to apply climate-risk lessons to geopolitical threats
A new analysis from the Grantham Research Institute at the London School of Economics (LSE) highlights that financial supervisors should extend the tools and frameworks developed for climate-related risks to address rapidly escalating geopolitical risks. The paper notes that geopolitical Read More …
Monetary Policy Demands Stronger Risk Management Frameworks
A recent opinion piece in The Hindu Business Line highlights the increasing need for robust risk management strategies in the context of evolving monetary policy challenges. As central banks globally navigate a delicate balance between inflation control and economic growth, Read More …
Legal & Regulatory Risk: What Every Company Must Know – A Resilience-First Business Strategy
Legal & Regulatory Risk as a Business Resilience Issue Legal and regulatory risks are no longer just legal department issues—they’re business risks that affect strategy, operations, and public trust. Missteps can lead to serious outcomes: class-action lawsuits, shareholder disputes, regulatory Read More …
Reinsurance and Risk Transfer: The Basics – Strategic Tools for Insurer Stability
The Insurance Safety Net Behind the Scenes In the world of risk, even insurers need protection. That’s where reinsurance and risk transfer step in. These practices serve as a financial shield, helping insurance companies stay solvent and continue serving clients—even Read More …
How AI Could Spark the Next Financial Crisis
The prospect of artificial intelligence has long been visible at the edges of the cultural horizon. For decades, the promises and pitfalls of AI have been entertained in sci-fi films and literature, serving as captivating thought experiments for how a digital intelligence Read More …