Credit risk management for MSMEs: ‘A collaborative approach needed to navigate complexity’

While capital is an essential factor for these enterprises, they often operate on thin profit margins, consequences of poor credit risk management being severe due to challenges with limited financial resources, vulnerability to market fluctuations, and a higher dependence on Read More …

Navigating technology and data complexity in bank credit analysis

As financial institutions grapple with a period of heightened uncertainty, credit risk managers are under more pressure than ever to provide credible assessments of what might happen next. And a volatile market outlook, questions over the direction of monetary policy Read More …

Credit risk: best practices for predicting future risks

In today’s uncertain times, credit risk managers are under increasing pressure to provide robust, forward-looking insights on counterparties. Fitch Solutions explores the key pain points in the process and crucial steps to improving data quality As financial institutions grapple with Read More …

How technology aids risk management in high-speed transactions

High-speed transactions are characterised by high-frequency, high volume, user convenient payments. Although online platforms facilitated quick payments, the advent of UPIs has been game changing, redefining the speed of online payments, while further increasing the acceptance of low value of Read More …

RBI exploring avenues to deepen credit risk market: Deputy Governor M Rajeshwar Rao

The Reserve Bank of India (RBI) is exploring avenues to deepen the credit risk market in the country, one of the deputy governors at the central bank said. The RBI is exploring the feasibility of allowing additional types of securitisations, M Rajeshwar Rao Read More …